Capital that moves at the speed of business
Funderly funds small businesses with merchant cash advances backed by smart technology, transparent terms, and a partner-first approach.
Funding, reimagined.
We pair institutional capital with a modern underwriting platform so deals close faster and with fewer surprises.
Same-day decisions
AI-assisted underwriting reviews bank statements in minutes, not days.
Transparent terms
No surprise fees. Clear factor rates and payback schedules upfront.
ISO-first platform
Real-time submissions, commission tracking, and dedicated rep support.
Smart offers
Multiple structures generated per file so brokers can present the right fit.
Funding in 4 hours
Wire-out within one business day after signed contracts.
White-glove service
Every file backed by a human rep — not a chatbot or a queue.
From application to wire in 3 steps.
A simple, transparent process built around your business.
Start applicationDoes your business qualify?
Check our minimum requirements.
1 year in business
Established operations with at least 12 months of trading history.
$15,000+ monthly revenue
Consistent monthly revenue showing healthy business cash flow.
500+ personal FICO score
A personal credit score of 500 or higher.
Ready to grow?
Whether you're a business looking for capital or an ISO ready for a better partner — let's talk.